It was my pleasure to review the new Trimble Creek HOA website at our Members meeting on Monday night (3/31/2025). Thank you for your attention during my presentation.
Cori and Glen talked about and encouraged us to understand a lot of documents last night: Rules, CC&Rs, Bylaws, etc. For many of us, understanding how all of these document interrelate is a bit confusing. I want to help clarify how these documents relate to one another.
According to the Community Association Institute, of which Trimble Creek is a member, this is how HOAs are governed. We all need to understand, at least at a high-level, how this works. I’ve created the following graphics to help us understand the hierarchy of authority as it relates to our HOA.
*CC&Rs stands for Code, Covenants and Restrictions.
The following graphic shows who is responsible for changing these regulations, as the need arises.
- The trustees can change the Rules, Regulations and Resolutions by a simple majority vote, after appropriate notifications are made.
- The By-Laws and Code, Covenants and Restrictions (CC&Rs) require a majority vote by all member of the HOA. This requires an in-person meeting.
- Typically, the Articles of Incoporation are not changed, but could be, if needed, by the vote of the members.
For future reference, I’ve included this information on the Documents page of our website.
I hope this helps.
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Nice follow-up.
Unless things have changed, I believe changes to the Bylaws and CC&Rs also require approval by all lenders who have loans within the project including FHA etc since that is part of their underwriting package. If a lender does not like the changes they may demand payment in full.
Don,
You may be correct. I don’t know the full extent of the vote. From what I’ve heard, the HOA can send a letter to the mortgage holders, and they usually give the consent. But, yes, changing the CC&Rs and Bylaws take more work.
Rule changes, on the other hand, are a simple vote of the trustees, after proper notification and open meeting discussion, including homeowner feedback.
Bruce